X Teams Up with Visa to Power New X Money Digital Wallet
May 19, 2025
Elon Musk’s social media platform X is taking a major step toward becoming a financial powerhouse. The company has announced a new partnership with Visa to help power its upcoming payments product, X Money.
The integration will utilize Visa Direct, Visa’s real-time money movement technology, allowing users to:
- Load funds into an X Money wallet
- Connect to a debit card for everyday use
- Transfer funds back to linked bank accounts
According to X CEO Linda Yaccarino, this is just the first of several major announcements planned for X Money in 2025. Although the partnership is confirmed, the product itself has not yet launched.
From Tweets to Transfers: Musk’s Vision for X
Elon Musk has been vocal about his plans to turn X into more than just a social platform since taking over the company. His early vision included features like:
- Tipping creators directly through the app
- Earning interest from wallet balances
- Peer-to-peer payments within the X ecosystem
To bring this vision to life, X has been actively acquiring money transmitter licenses across the U.S. through its financial arm, X Payments. As of now, the company holds licenses in over 40 states, paving the way for a national rollout.
X Money Already Appearing in App Code
App researchers have repeatedly spotted references to X Money in the platform’s source code. Features under development include:
- A wallet interface
- Support for user-to-user transactions
- Limited availability across U.S. states at launch
Notably, tech researcher Nima Owji reported earlier this year that X Money may not be accessible in all U.S. states initially.
The partnership with Visa adds major credibility to Musk’s push to rebrand X as an “everything app” combining media, messaging, and money.
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