X Prepares to Launch Physical Debit Card with X Money

Elon Musk’s X platform may soon add a physical debit card to its growing financial services offerings. According to a report by TechCrunch, app intelligence firm AppSensa uncovered code in the X mobile app referencing a “physical card option” and related functions like PIN setup, shipping status tracking, card locking, and loss reporting.

These updates suggest that users will be able to order, manage, and customize a physical debit card tied to their X account—potentially connected to the company’s upcoming X Money wallet.

This development follows a January announcement by X CEO Linda Yaccarino, who confirmed Visa as the first official partner for X Money. The service will support peer-to-peer payments, bank transfers, and instant funding via Visa Direct, creating a seamless financial experience for X users.

Yaccarino hinted that more major updates would follow throughout 2025, positioning X Money as a serious competitor to digital banks and fintech platforms.

Code found within the app also references features like:

These functionalities indicate X is working to create a flexible, user-controlled financial experience.

While Visa is currently X Money’s primary partner, code snippets mention MasterCard and American Express, hinting that X may broaden its payment network. No official announcements have been made yet.

Since 2023, X has been quietly acquiring money transmitter licenses across the U.S., with approvals in 40 states and Washington, D.C. This lays the legal groundwork for a nationwide financial rollout.

X also added a “Payments” option to its in-app navigation in 2024 and has publicly committed to integrating investments and trading into its ecosystem, aiming to build a WeChat-like “everything app.”

This direction isn’t new for Musk. His ambitions for X echo his 1990s venture X.com, which later evolved into PayPal. Reclaiming the X.com domain in 2017, Musk envisioned a super app blending communication, payments, and content—a vision now in motion.

While a launch date for X Money remains unconfirmed, the company has promised further details later in 2025. X declined to comment on the physical card rumors.